Featured Resources
Featured Guide
Understanding Discretionary Trustee Services
A high level overview of discretionary trustee services, how they work and why some plan sponsors choose to use them.
Before & After Guide
What Changes When You Delegate
A before-and-after guide to understanding what shifts when a discretionary trustee is formally engaged, and what the committee still owns.
Featured Guide
Fiduciary Roles Comparison Guide
Understanding the practical differences between a Discretionary Trustee, 3(16), 3(21), Directed Trustee and 3(38) fiduciary roles
Discretionary Trustee Services Articles
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What is a Discretionary Trustee?
A discretionary trustee doesn’t just hold the assets. They make the investment decisions, too. The problem? Many plan sponsors have never stopped to ask which kind of trustee they have.
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What Do I Have to Do As a 401(k) Trustee?
As a 401(k) trustee you hold your employees' retirement savings in trust, and if you handle that money carelessly a court can order you to pay the plan back out of your own pocket. This post covers what the role requires and what to check first.
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Directed vs. Discretionary Trustee: What's the Difference?
What separates a directed trustee from a discretionary one, who ends up responsible for the plan's investment decisions under each, and how to tell which arrangement your plan is using.
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Can a Business Owner be the Trustee of their 401(k) Plan?
This post covers what serving as your own 401(k) trustee actually involves, how the role changes once employees join the plan, what you personally take on, and what a corporate trustee does and doesn't change.
